{"id":21164,"date":"2022-06-08T11:10:29","date_gmt":"2022-06-08T08:10:29","guid":{"rendered":"http:\/\/simplytr.net\/can-foreigners-take-a-housing-vehicle-or-requirement-loan-in-turkey\/"},"modified":"2022-06-08T11:10:29","modified_gmt":"2022-06-08T08:10:29","slug":"yabancilar-turkiyede-konut-arac-veya-ihtiyac-kredisi-alabilir-mi","status":"publish","type":"post","link":"https:\/\/simplytr.net\/tr\/yabancilar-turkiyede-konut-arac-veya-ihtiyac-kredisi-alabilir-mi\/","title":{"rendered":"YABANCILAR T\u00dcRK\u0130YE&#039;DE KONUT, ARA\u00c7 VEYA \u0130HT\u0130YA\u00c7 KRED\u0130S\u0130 ALAB\u0130L\u0130R M\u0130?"},"content":{"rendered":"<p>T\u00fcrkiye&#039;de ya\u015fayan yabanc\u0131 uyruklular oturma izni veya \u00e7al\u0131\u015fma izni olmas\u0131 durumunda kredi alabilirler. <\/strong>T\u00fcrkiye&#039;deki bankalardan ev, ta\u015f\u0131t ve ihtiya\u00e7 kredisi almak i\u00e7in ihtiya\u00e7 kredisi ba\u015fvurusunda bulunabilirler.<\/p>\n<p>Yabanc\u0131lar\u0131n kredi ba\u015fvurusu bulabilmeleri i\u00e7in dikkat etmesi gereken baz\u0131 durumlar vard\u0131r. T\u00fcrkiye&#039;de ikamet eden yabanc\u0131lar\u0131n kredi alabilmeleri i\u00e7in ikamet ve \u00e7al\u0131\u015fma izinlerini kan\u0131tlamalar\u0131 gerekmektedir. Bankalar, yabanc\u0131lar\u0131n en az 12-24 ayl\u0131k oturma veya \u00e7al\u0131\u015fma iznine sahip olmalar\u0131n\u0131 \u015fart ko\u015fmaktad\u0131r. Art\u0131k yabanc\u0131lar\u0131n kredi \u00e7ekme durumu kolayla\u015ft\u0131r\u0131lm\u0131\u015ft\u0131r.<\/p>\n<p><span style=\"font-size:16px\"><span style=\"color:#000000\"><strong>TRIC VATANDA\u015eI B\u0130R SATICI G\u00d6STERME \u015eARTIDIR<\/strong><\/span><\/span><\/p>\n<p>Kredi ba\u015fvurusunda bulunmak isteyen yabanc\u0131 ki\u015fi, oturma veya \u00e7al\u0131\u015fma izni oldu\u011funu kan\u0131tlad\u0131ktan sonra kredisi i\u00e7in kefil de istemektedir.<\/strong>&nbsp;Bu&nbsp;<strong>kefilin T\u00fcrk vatanda\u015f\u0131 olmas\u0131 gerekti\u011fi<\/strong>&nbsp; gerekli. \u00c7\u00fcnk\u00fc yabanc\u0131n\u0131n \u00fclkeyi terk etmesi, geri d\u00f6nmemesi veya s\u0131n\u0131r d\u0131\u015f\u0131 edilmesi durumunda bankalar bu riski alm\u0131yor.<\/p>\n<p>Gayrimenkul sat\u0131n almak i\u00e7in kredi ba\u015fvurusu yap\u0131lmas\u0131 durumunda, <strong>gayrimenkul\u00fcn tapusu, su veya elektrik faturalar\u0131 da bankaya ibraz edilmelidir.<\/strong>. Bankalar yabanc\u0131lara verecekleri kredileri ilgili gayrimenkul\u00fcn de\u011ferine g\u00f6re belirlemektedir.<\/p>\n<p>T\u00fcrkiye&#039;de \u00e7al\u0131\u015fan yabanc\u0131lar i\u00e7in son durumlar\u0131n\u0131 g\u00f6steren belgeler&nbsp;<strong>3 ayl\u0131k gelir ve bordro<\/strong>&nbsp;da talep edilmektedir. \u0130stenen bu belge ki\u015finin i\u015fsiz olup olmad\u0131\u011f\u0131n\u0131n g\u00f6stergesi oldu\u011fu i\u00e7in i\u015fsiz yabanc\u0131n\u0131n kredi \u00e7ekmesi m\u00fcmk\u00fcn de\u011fildir. Bu durumda \u00e7al\u0131\u015fmayan bir yabanc\u0131n\u0131n yapabilece\u011fi \u015feylerden biri de kendi \u00fclkesindeki hesap hareketlerini bankaya ibraz etmektir. Son olarak kredi ba\u015fvurusu i\u00e7in;&nbsp;<strong>pasaport fotokopisi ve ba\u015fvuru formu<\/strong>&nbsp;bankaya ibraz edilmelidir. Talep edilen kredi t\u00fcr\u00fcne g\u00f6re yabanc\u0131lardan istenen belgeler \u015fu \u015fekildedir;<\/p>\n<h4><strong><em><span style=\"color:#000000\">Yabanc\u0131lar i\u00e7in Konut Kredisi \/ gerekli belgeler<\/span><\/em><\/strong><\/h4>\n<p>* Oturma \u0130zni ve \u00c7al\u0131\u015fma \u0130zni<\/p>\n<p>* Pasaport kopyas\u0131<\/p>\n<p>* Garanti<\/p>\n<p>* Sat\u0131n al\u0131nacak gayrimenkul\u00fcn tapusu<\/p>\n<p>* Kefil (T\u00fcrk Vatanda\u015f\u0131)<\/p>\n<p>* Gelir Durum Belgesi<\/p>\n<h4><span style=\"color:#000000\"><em><strong>Yabanc\u0131lar \u0130\u00e7in \u0130htiya\u00e7 Kredisi&nbsp;<\/strong><\/em><\/span><strong><em><span style=\"color: #000000\">\/ gerekli belgeler<\/span><\/em><\/strong><\/h4>\n<p>* Oturma \u0130zni ve \u00c7al\u0131\u015fma \u0130zni<\/p>\n<p>* Gelir Durumu Belgesi<\/p>\n<p>* Pasaport kopyas\u0131<\/p>\n<p>* Garanti<\/p>\n<p>* Kefil (T\u00fcrk Vatanda\u015f\u0131)<\/p>\n<h4><span style=\"color:#000000\"><strong><em>Yabanc\u0131lar i\u00e7in Ta\u015f\u0131t Kredisi&nbsp;<\/em><\/strong><\/span><strong><em><span style=\"color: #000000\">\/ gerekli belgeler<\/span><\/em><\/strong><\/h4>\n<p>* Oturma \u0130zni ve \u00c7al\u0131\u015fma \u0130zni<\/p>\n<p>* Al\u0131nacak arac\u0131n proforma faturas\u0131<\/p>\n<p>* Gelir Durumu Belgesi<\/p>\n<p>* Pasaport kopyas\u0131<\/p>\n<p>* Garanti<\/p>\n<p>* Kefil (T\u00fcrk Vatanda\u015f\u0131<\/p>\n<p><span style=\"color:#000000\"><strong><span style=\"background-color:#ffcc00\">Son olarak yabanc\u0131 uyruklulara kredi veren ba\u015fl\u0131ca bankalar;&nbsp;&nbsp;<\/span><em ><span style=\"background-color:#ffcc00\">Ziraat Bankas\u0131, Vak\u0131fbank, \u0130\u015f Bankas\u0131, Garanti Bankas\u0131, QNB Finansbank, HSBC, Akbank, Halkbank.&nbsp;<\/span><\/em><\/strong>&lt;\/span&gt;<\/p>","protected":false},"excerpt":{"rendered":"<p>Foreign nationals living in Turkey can obtain a loan if  [&#8230;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[374,364,370,375,442,412,432,414,417,411,415,423,439,434,430,437,425,429,431,436,433,438,422,413,416,360,376,355,361,365,369,368,362,366,356,451,359,371,358,467,367,363,357,372,373,427,426,421,468,428,424,440,435,441],"class_list":["post-21164","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-apply-for-turkish-residence-permit","tag-apply-for-turkish-residence-permit-online","tag-apply-for-turkish-residency","tag-documents-needed-for-turkish-residence-permit","tag-getting-work-permit-in-turkey","tag-hsbc-turkey-open-an-account","tag-independent-work-permit-turkey","tag-open-a-turkish-bank-account-online","tag-open-account-ziraat-bank","tag-open-bank-account-turkey","tag-open-bank-account-turkey-non-resident","tag-renewing-residence-permit-turkey","tag-self-employed-visa-turkey","tag-turkey-work-permit-for-indian","tag-turkey-work-permit-for-pakistani","tag-turkey-work-permit-processing-time","tag-turkey-work-permit-requirements","tag-turkey-work-permit-visa","tag-turkey-work-permit-visa-for-bangladeshi","tag-turkey-work-permit-visa-for-indian","tag-turkey-work-permit-visa-for-pakistani","tag-turkey-work-permit-visa-for-pakistani-2021","tag-turkey-work-visa","tag-turkish-bank-account-for-foreigners","tag-turkish-online-bank-account","tag-turkish-permanent-residence","tag-turkish-permit","tag-turkish-residence-permit","tag-turkish-residence-permit-application","tag-turkish-residence-permit-application-form","tag-turkish-residence-permit-appointment","tag-turkish-residence-permit-appointment-online","tag-turkish-residence-permit-cost","tag-turkish-residence-permit-new-rules-2020","tag-turkish-residence-permit-new-rules-2021","tag-turkish-residence-permit-new-rules-2022","tag-turkish-residence-permit-renewal","tag-turkish-residence-permit-renewal-2020","tag-turkish-residence-permit-renewal-2021","tag-turkish-residence-permit-renewal-2022","tag-turkish-residence-permit-requirements","tag-turkish-residence-permit-tracking","tag-turkish-residency","tag-turkish-residency-application","tag-turkish-tourist-residence-permit","tag-work-permit-application-turkey","tag-work-permit-in-turkey-2021","tag-work-permit-turkey","tag-work-permit-turkey-2019","tag-work-permit-turkey-2020","tag-work-permit-turkey-2021","tag-work-permit-turkey-2022","tag-work-permit-visa-for-turkey-from-pakistan","tag-work-visa-in-turkey-requirements"],"acf":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/posts\/21164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/comments?post=21164"}],"version-history":[{"count":0,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/posts\/21164\/revisions"}],"wp:attachment":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/media?parent=21164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/categories?post=21164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/tags?post=21164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}