{"id":21051,"date":"2022-08-16T23:27:30","date_gmt":"2022-08-16T20:27:30","guid":{"rendered":"http:\/\/simplytr.net\/how-can-i-benefit-from-foreign-health-insurance\/"},"modified":"2022-12-10T20:47:25","modified_gmt":"2022-12-10T17:47:25","slug":"yabanci-saglik-sigortasindan-nasil-faydalanabilirim","status":"publish","type":"post","link":"https:\/\/simplytr.net\/tr\/yabanci-saglik-sigortasindan-nasil-faydalanabilirim\/","title":{"rendered":"YABANCI SA\u011eLIK S\u0130GORTASINDAN NASIL YARARLANAB\u0130L\u0130R\u0130M?"},"content":{"rendered":"<p>YABANCI SA\u011eLIK S\u0130GORTASI KAPSAMI<\/p>\n<p><div class=\"fluid-width-video-wrapper\" style=\"padding-top: 56.25%;\"><iframe frameborder=\"0\" src=\"https:\/\/www.youtube.com\/embed\/ fq_5CkPKuDY\" title=\"YouTube video oynat\u0131c\u0131\" id=\"fitvid0\"><\/iframe><\/div>\n<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>(*) Anla\u015fmal\u0131 ve Anla\u015fmas\u0131z Kurum limitleri ortak y\u0131ll\u0131k limitlerdir.<br \/>\nKemoterapi\/Radyoterapi\/Diyaliz teminat\u0131 y\u0131ll\u0131k 10.000 TL ile s\u0131n\u0131rl\u0131d\u0131r. Bu limit, anla\u015fmal\u0131 ve anla\u015fmas\u0131z kurum limiti olarak ortak y\u0131ll\u0131k limittir. Yatarak tedavi teminat\u0131 kapsam\u0131nda kar\u015f\u0131lan\u0131r.<br \/>\nYapay Uzuv teminat\u0131 y\u0131ll\u0131k 5.000 TL limit ile s\u0131n\u0131rl\u0131d\u0131r. Bu limit, anla\u015fmal\u0131 ve anla\u015fmas\u0131z kurum limiti olarak ortak y\u0131ll\u0131k limittir. Yatarak tedavi teminat\u0131 kapsam\u0131nda kar\u015f\u0131lan\u0131r.<br \/>\nTrafik kazas\u0131 sonucu di\u015f teminat\u0131 y\u0131ll\u0131k 1.500 TL limit ile s\u0131n\u0131rl\u0131d\u0131r. Bu limit, anla\u015fmal\u0131 ve anla\u015fmas\u0131z kurum limiti olarak ortak y\u0131ll\u0131k limittir. Ayakta tedavi teminat\u0131 kapsam\u0131nda kar\u015f\u0131lan\u0131r.<br \/>\nAmbulans teminat\u0131 y\u0131lda bir kez 500 TL ile s\u0131n\u0131rl\u0131d\u0131r. Bu limit, anla\u015fmal\u0131 ve anla\u015fmas\u0131z kurum limiti olarak ortak y\u0131ll\u0131k limittir. Yatarak tedavi teminat\u0131 kapsam\u0131nda kar\u015f\u0131lan\u0131r.<br \/>\nYard\u0131mc\u0131 T\u0131bbi Ekipman teminat\u0131 y\u0131ll\u0131k 2.000 TL limit ile s\u0131n\u0131rl\u0131d\u0131r. Bu limit, anla\u015fmal\u0131 ve anla\u015fmas\u0131z kurum limiti olarak ortak y\u0131ll\u0131k limittir. Ayakta tedavi teminat\u0131 kapsam\u0131nda kar\u015f\u0131lan\u0131r.<br \/>\nYurt d\u0131\u015f\u0131 garantileri ge\u00e7ersizdir. KKTC yurt d\u0131\u015f\u0131 say\u0131l\u0131r.<\/p>\n<p>Talep ve ihtiya\u00e7lar\u0131n\u0131z\u0131 kar\u015f\u0131layabilmemiz, tazminat ve di\u011fer t\u00fcm sigorta s\u00fcre\u00e7lerinde size h\u0131zl\u0131 hizmet verebilmemiz i\u00e7in ileti\u015fim bilgilerinizin eksiksiz ve do\u011fru olmas\u0131 b\u00fcy\u00fck \u00f6nem arz etmektedir. L\u00fctfen poli\u00e7enizdeki bilgileri kontrol ediniz ve beyan etti\u011finiz bilgilerde tutars\u0131zl\u0131k olmas\u0131 durumunda m\u00fc\u015fteri temsilciniz\/acenteniz ile irtibata ge\u00e7iniz.<\/p>\n<p>Bu poli\u00e7e, 16\/06\/2021 tarih ve 2021\/8 say\u0131l\u0131 Vize ve \u0130kamet Taleplerine Y\u00f6nelik \u00d6zel Sa\u011fl\u0131k Sigortalar\u0131na \u0130li\u015fkin Genelge&#039;de belirtilen asgari teminat yap\u0131s\u0131n\u0131 kapsar.<\/p>\n<p>Bu poli\u00e7e bas\u0131l\u0131 ve ekli genel \u015fartlara, \u00f6zel \u015fartlara ve sigortal\u0131n\u0131n teklif ve beyan\u0131na uygun olarak haz\u0131rlanm\u0131\u015ft\u0131r. Primin tamam\u0131, poli\u00e7enin teslimi ile birlikte en ge\u00e7 poli\u00e7e yapt\u0131r\u0131ld\u0131\u011f\u0131 anda \u00f6denmelidir. Primin tamam\u0131n\u0131n \u00f6denmemesi halinde poli\u00e7e teslim edilse dahi sigortac\u0131n\u0131n sorumlulu\u011fu ba\u015flamaz ve teslim edildi\u011fi g\u00fcn sonuna kadar \u00f6denmemesi halinde sigortal\u0131 temerr\u00fcde d\u00fc\u015fer.<\/p>\n<p>Poli\u00e7e ba\u015flang\u0131\u00e7 tarihinden \u00f6nce var olan hastal\u0131klar (bildirilmemi\u015f veya hen\u00fcz te\u015fhis edilmemi\u015f olsa bile bildirilmemi\u015f \u015fikayetlere ili\u015fkin t\u00fcm sa\u011fl\u0131k giderleri) ve poli\u00e7ede istisna olarak belirtilen t\u00fcm hastal\u0131klar, bekleme s\u00fcresi dolsa bile teminat kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r. g\u00fcn\u00fc ge\u00e7mi\u015f. Poli\u00e7e s\u00fcresi i\u00e7inde beyan edilmeyen bir hastal\u0131k tespiti durumunda poli\u00e7eye istisna uygulanabilir, ek prim al\u0131nabilir veya poli\u00e7e iptal edilebilir.<\/p>\n<p>Politikan\u0131n Orijinali Sayfa 1\/30<\/p>\n<p>1. S\u00fcr\u00fcm 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcAG]<\/p>\n<p>Bu QR kodu ile poli\u00e7enizin ge\u00e7erlili\u011fini teyit edebilirsiniz. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>T\u00dcRK NIPPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130Z\u0130N S\u0130GORTA POL\u0130\u00c7EN\u0130ZD\u0130R<\/p>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Poli\u00e7e\/ Yenileme Numaras\u0131 : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nEk No: 0 S\u00fcre<br \/>\nAcente Kodu\/Unvan\u0131: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERASYON A.\u015e.<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<p>Akci\u011fer\/Solunum Hastal\u0131klar\u0131, Ba\u011f\u0131rsak Hastal\u0131klar\u0131, Burun, Ba\u015f Sin\u00fcs\u00fc, Konka Hastal\u0131klar\u0131, Deri ve\/veya Lenf Bezi Hastal\u0131klar\u0131, Eklem Hastal\u0131klar\u0131 (Diz, Kal\u00e7a, Omuz gibi), G\u00f6z Hastal\u0131klar\u0131, Benign Kist, Kitle\/T\u00fcm\u00f6r, Kan Hastal\u0131klar\u0131, Endokrin Sistem Hastal\u0131klar\u0131 (Hormon Bozukluklar\u0131 gibi), Kas ve Kemik Hastal\u0131klar\u0131 (K\u0131r\u0131k\/\u00c7\u0131k\u0131klar dahil), Meme Hastal\u0131klar\u0131<br \/>\nProstat ve Testis Hastal\u0131\u011f\u0131, Rahim ve Yumurtal\u0131k Hastal\u0131\u011f\u0131, Sinir Sistemi, Beyin\/Beyin Damar Hastal\u0131klar\u0131, Tansiyon Hastal\u0131\u011f\u0131<\/p>\n<p>Varisli Anorektal Hastal\u0131klar (Basur, Fist\u00fcl gibi), B\u00f6brek ve \u0130drar Yollar\u0131 Hastal\u0131klar\u0131, B\u00fcy\u00fcme ve Geli\u015fme Gerili\u011fi, Do\u011fu\u015ftan, Kal\u0131tsal Hastal\u0131klar, F\u0131t\u0131klar (Kas\u0131k, G\u00f6bek gibi), T\u00fcm Kanser T\u00fcrleri, Malign Kitle\/T\u00fcm\u00f6r, Kardiyovask\u00fcler Hastal\u0131klar <br \/>\nKulak ve Denge Sistemi Hastal\u0131klar\u0131, Karaci\u011fer, Safra, Pankreas ve Dalak Hastal\u0131klar\u0131, \u015eeker Hastal\u0131\u011f\u0131, \u0130ns\u00fclin Direnci, Glikoz Metabolizma Bozuklu\u011fu, Omurga Hastal\u0131klar\u0131 (Boyun, S\u0131rt ve Bel), Psikiyatrik Hastal\u0131klar, Romatizmal Hastal\u0131klar, Yemek Borusu, Mide ve Oniki Ba\u011f\u0131rsak Hastal\u0131klar\u0131, Tiroid ve Paratiroid Bez Hastal\u0131klar\u0131 ve bu hastal\u0131klar d\u0131\u015f\u0131ndaki her t\u00fcrl\u00fc hastal\u0131k, kaza tedavisi g\u00f6rd\u00fcn\u00fcz m\u00fc, ameliyat oldunuz mu, hastaneye yatt\u0131n\u0131z m\u0131 ve halen devam eden bir tedaviniz veya bekledi\u011finiz bir tetkik sonucu var m\u0131?<\/p>\n<p>Sigortal\u0131\/Sigortal\u0131 soruya HAYIR cevab\u0131n\u0131 verdi.<\/p>\n<p>\u00d6NEML\u0130 NOT<\/p>\n<ol>\n<li>\n<p>1- Amerikan Grubu Hastane ve Poliklinikleri, Ac\u0131badem\/Uluslararas\u0131 Sa\u011fl\u0131k Grubu, Florence Nightingale Sa\u011fl\u0131k Grubu, LIV Hastanesi, Memorial Sa\u011fl\u0131k Grubu ve Anadolu Sa\u011fl\u0131k Merkezi sa\u011fl\u0131k kurulu\u015flar\u0131nda yap\u0131lan sa\u011fl\u0131k giderleri bu poli\u00e7e kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r ve hi\u00e7bir \u015fekilde kar\u015f\u0131lanmaz.<\/p>\n<\/li>\n<li>\n<p>2- Sigortal\u0131l\u0131k s\u00fcresi i\u00e7inde hastanede yat\u0131\u015f s\u00fcresi d\u00f6nem ba\u015f\u0131na 180 g\u00fcn ile s\u0131n\u0131rl\u0131d\u0131r. Yo\u011fun bak\u0131m yat\u0131\u015flar\u0131 90 g\u00fcn ile s\u0131n\u0131rl\u0131d\u0131r ve toplam kal\u0131\u015f s\u00fcresi olan 180 g\u00fcnden d\u00fc\u015f\u00fcl\u00fcr.<\/p>\n<\/li>\n<li>\n<p>3- Poli\u00e7ede tercih edilen \u015eebeke d\u0131\u015f\u0131 yap\u0131lan sa\u011fl\u0131k hizmetlerinin (acil durumlar dahil) giderleri, poli\u00e7ede belirtilen Anla\u015fmas\u0131z Sa\u011fl\u0131k Kurulu\u015fu teminat limiti ve \u00f6deme y\u00fczdesi kapsam\u0131nda kar\u015f\u0131lan\u0131r.<\/p>\n<\/li>\n<li>\n<p>4- S\u00f6zle\u015fme \u015fartlar\u0131n\u0131 kabul etmeyen Doktorlar\u0131n yapt\u0131\u011f\u0131 sa\u011fl\u0131k giderleri; Sa\u011fl\u0131k Hizmet Tarifesi ile belirlenir ve olay tarihindeki asgari \u00fccret ile s\u0131n\u0131rl\u0131 olup, poli\u00e7ede belirtilen Anla\u015fmas\u0131z Sa\u011fl\u0131k Kurulu\u015fu teminat limiti ve \u00f6deme y\u00fczdesi kapsam\u0131nda kar\u015f\u0131lan\u0131r.<\/p>\n<\/li>\n<li>\n<p>5- Bu \u00fcr\u00fcn\u00fcn anla\u015fmal\u0131 oldu\u011fu t\u00fcm sa\u011fl\u0131k kurulu\u015flar\u0131 T\u00fcrk Nippon Sigorta A.\u015e. Web sitesi www.turknippon.com.tr adresinde detayland\u0131r\u0131lmakta, d\u00fczenli olarak g\u00fcncellenmekte ve bilgilendirme ama\u00e7l\u0131 duyurulmaktad\u0131r. Detayl\u0131 bilgi i\u00e7in M\u00fc\u015fteri Temsilciniz \/ Acenteniz ile ileti\u015fime ge\u00e7ebilirsiniz.<\/p>\n<\/li>\n<li>\n<p>6- Aksi tercih edilmedik\u00e7e poli\u00e7e 1 y\u0131ld\u0131r. Bir y\u0131ldan fazla s\u00fcreli d\u00fczenlenen poli\u00e7elerde, poli\u00e7e ba\u015flang\u0131\u00e7 tarihi ile biti\u015f tarihi aras\u0131ndaki her y\u0131l bir d\u00f6nem olarak kabul edilir. Yukar\u0131daki teminat tablosunda belirtilen teminat limitleri ve \u00f6deme y\u00fczdeleri her d\u00f6nem i\u00e7in ayr\u0131 ayr\u0131 uygulanacakt\u0131r. Poli\u00e7e ba\u015flang\u0131\u00e7 ve biti\u015f tarihleri aras\u0131ndaki her y\u0131l 1 poli\u00e7e d\u00f6nemi say\u0131l\u0131r ve teminat tablosunda belirtilen teminatlar her poli\u00e7e d\u00f6nemi i\u00e7in ayr\u0131 ayr\u0131 ge\u00e7erlidir.<\/p>\n<\/li>\n<li>\n<p>7- Bu \u00fcr\u00fcnde \u00d6m\u00fcr Boyu Yenileme Garantisi yoktur.<\/p>\n<\/li>\n<li>\n<p>8- \u00d6zel durumda belirtilen bekleme s\u00fcrelerine giren hastal\u0131klara ili\u015fkin t\u00fcm tedavi ve komplikasyonlar sonras\u0131nda \u00f6zel durumda belirtilen bekleme s\u00fcrelerinin tamamlanm\u0131\u015f olmas\u0131 durumunda, ilk doktor muayenesi d\u0131\u015f\u0131nda ayakta ve yatarak tedaviler, sigorta kapsam\u0131na dahil olan (k\u0131rm\u0131z\u0131 alan \/ acil durumlar hari\u00e7) teminat kapsam\u0131ndad\u0131r.<\/p>\n<\/li>\n<li>\n<p>9- \u0130\u015fbu poli\u00e7e n\u00fcshas\u0131 internet kopyas\u0131 olup, bu n\u00fcsha ile \u015eirket n\u00fcshas\u0131nda yer alan ibareler aras\u0131nda herhangi bir tutars\u0131zl\u0131k olmas\u0131 halinde \u015eirket kay\u0131tlar\u0131 esas al\u0131nacakt\u0131r.<\/p>\n<\/li>\n<li>\n<p>10- \u0130kamet izni s\u00fcresini kapsayan yeni bir sa\u011fl\u0131k sigortas\u0131 poli\u00e7esinin \u015firkete ibraz edilmesi, ikamet izninin iptali veya Genel Sa\u011fl\u0131k Sigortas\u0131 kapsam\u0131na girdi\u011finizi g\u00f6steren belgenin ibraz edilmesi halinde poli\u00e7e feshedilebilir. 5510 say\u0131l\u0131 Sosyal Sigortalar ve Genel Sa\u011fl\u0131k Sigortas\u0131 Kanunu.<\/p>\n<\/li>\n<\/ol>\n<p>Politikan\u0131n Orijinali Sayfa 2 \/ 30<\/p>\n<p>1. S\u00fcr\u00fcm 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcAG]<\/p>\n<p>Bu QR kodu ile poli\u00e7enizin ge\u00e7erlili\u011fini teyit edebilirsiniz. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>T\u00dcRK NIPPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130Z\u0130N S\u0130GORTA POL\u0130\u00c7EN\u0130ZD\u0130R<\/p>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Poli\u00e7e\/ Yenileme Numaras\u0131 : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nEk No: 0 S\u00fcre<br \/>\nAcente Kodu\/Unvan\u0131: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERASYON A.\u015e.<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<p>11- \u00dcr\u00fcne ait Bilgilendirme Formu, KVKK Ayd\u0131nlatma Metni ve \u00f6zel \u015fartlar da teklif\/poli\u00e7e ekinde yer almaktad\u0131r. Sa\u011fl\u0131k sigortas\u0131 ba\u015fvuru formunu doldurmay\u0131 unutmay\u0131n\u0131z.<\/p>\n<p>Bu poli\u00e7e 21\/01\/2022 saat 17:07:42&#039;de \u0130STANBUL&#039;da d\u00fczenlenmi\u015ftir.<\/p>\n<p>SA\u011eLI\u011eIM SEN (Yabanc\u0131 Sa\u011fl\u0131k Sigortas\u0131) SA\u011eLIK B\u0130LG\u0130 FORMU<\/p>\n<p>En az iki n\u00fcsha olarak haz\u0131rlanan bu metin, poli\u00e7elere taraf olmak isteyen ve sigortadan yararlanacak ki\u015filere yap\u0131lacak sigorta s\u00f6zle\u015fmesi ile ilgili baz\u0131 \u00f6nemli hususlar hakk\u0131nda genel bilgi verilmesi amac\u0131n\u0131 ta\u015f\u0131maktad\u0131r. 14.02.2020 tarihli Resmi Gazete&#039;de yay\u0131mlanan Sigorta S\u00f6zle\u015fmelerinde Bilgilere \u0130li\u015fkin Y\u00f6netmelik ile. tedarikli.<\/p>\n<p>Bu metin, taraflarca imzalanm\u0131\u015f\/onaylanm\u0131\u015f olsa bile, ayr\u0131 bir teklife konu olmad\u0131k\u00e7a ve\/veya taraflar aras\u0131nda bir sigorta s\u00f6zle\u015fmesi ile feshedilmedik\u00e7e hi\u00e7bir \u015fekilde bir teklif veya s\u00f6zle\u015fme anlam\u0131na gelmez.<\/p>\n<p>A. S\u0130GORTACI \u0130LE \u0130LG\u0130L\u0130 B\u0130LG\u0130LER<\/p>\n<p>S\u00f6zle\u015fmeye arac\u0131l\u0131k eden sigorta acentesi;<\/p>\n<p>Ajans Kodu\/Unvan Adresi<\/p>\n<p>Telefon Numaras\u0131 Vergi Dairesi Vergi Numaras\u0131 Plaka Numaras\u0131<\/p>\n<p>B. UYARILAR<\/p>\n<ol>\n<li>\n<p>Sigorta s\u00f6zle\u015fmeleri, Yabanc\u0131lar ve Uluslararas\u0131 Koruma Kanunu uyar\u0131nca k\u0131sa d\u00f6nem ikamet izni ba\u015fvurular\u0131nda yap\u0131lmas\u0131 zorunlu olan \u00f6zel sa\u011fl\u0131k sigortas\u0131d\u0131r. Poli\u00e7e ba\u015flang\u0131\u00e7 tarihinden sonra, sigorta s\u00f6zle\u015fmesinin y\u00fcr\u00fcrl\u00fckte oldu\u011fu s\u00fcre i\u00e7inde olu\u015fan rizikolar\u0131, poli\u00e7ede belirtilen teminatlar kapsam\u0131nda, T\u00fcrk Ticaret Kanunu (\u201cTTK\u201d), Genel \u015eartlar ve \u00d6zel \u015eartlar kapsam\u0131nda teminat alt\u0131na al\u0131r. politika. Sigorta hakk\u0131nda daha detayl\u0131 bilgi sahibi olmak i\u00e7in Sa\u011fl\u0131k Sigortas\u0131 Genel \u015eartlar\u0131, Sa\u011fl\u0131k Sigortas\u0131 \u00d6zel \u015eartlar\u0131 ve Sigortac\u0131 taraf\u0131ndan poli\u00e7e eki olarak verilecek s\u00f6zle\u015fmenizi\/poli\u00e7enizi dikkatlice okuyunuz.<\/p>\n<\/li>\n<li>\n<p>Aksi sigortac\u0131 taraf\u0131ndan yaz\u0131l\u0131 olarak kararla\u015ft\u0131r\u0131lmad\u0131k\u00e7a, poli\u00e7enin y\u00fcr\u00fcrl\u00fckte oldu\u011fu s\u00fcre i\u00e7inde T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7inde ikamet eden yabanc\u0131 uyruklular sigortaya kabul edilir. Oturma izni ba\u015fvurusunda bulunanlar T\u00fcrkiye&#039;de yerle\u015fik kabul edilir. T\u00fcrk vatanda\u015flar\u0131 bu \u00fcr\u00fcn kapsam\u0131nda sigortalanamaz.<\/p>\n<\/li>\n<li>\n<p>Sa\u011fl\u0131k Ba\u015fvuru Formlar\u0131, Poli\u00e7e \u00d6zel \u015eartlar\u0131, Genel \u015eartlar ve \u015eirketimiz risk de\u011ferlendirme kurallar\u0131 de\u011ferlendirilecektir. Risk de\u011ferlendirmesi sonras\u0131nda ilk teklif primlerini de\u011fi\u015ftirme, hastal\u0131k muafiyeti ve\/veya ek hastal\u0131k primi uygulama veya ba\u015fvuruyu reddetme haklar\u0131 sakl\u0131d\u0131r. \u00d6demenin ba\u015fvuru a\u015famas\u0131nda yap\u0131lmas\u0131 halinde bu \u00f6deme \u00f6n \u00f6deme, ba\u015fvurunun firma taraf\u0131ndan kabul edilmesi ve poli\u00e7e d\u00fczenlenmesi halinde prim \u00f6demesi, poli\u00e7enin kabul edilmemesi durumunda ise \u00f6deme olarak de\u011ferlendirilecektir. , iade edilecektir.<\/p>\n<\/li>\n<\/ol>\n<p>: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERL\u0130K A.\u015e.<br \/>\n: TURGUT \u00d6ZAL MH 68.SK OTOPORT AVM ALI\u015eVER\u0130\u015e MERKEZ\u0130. B\u0130NA NO 46\/247 E.5 KARAYOLU<\/p>\n<p>UZERI ESENYURT BELED\u0130YES\u0130 ESENYURT \u0130STANBUL T\u00dcRK\u0130YE : 212-4230033<br \/>\n: 34294<br \/>\n: 6210514317<br \/>\n: 142<\/p>\n<p>Teminat\u0131 sa\u011flayan sigortac\u0131<br \/>\nTicaret \u00dcnvan\u0131: T\u00dcRK NIPPON S\u0130GORTA A.\u015e.<br \/>\nAdres : Mahir \u0130z Cad. No:24 Altunizade -\u00dcsk\u00fcdar 34662 \u0130stanbul Telefon No:0 216 554 11 00<br \/>\nFaks Numaras\u0131: 0 212 310 69 19<br \/>\nE-Posta : info@turknippon.com T\u00fcrk Nippon M\u00fc\u015fteri Hizmetleri: 444 8 867<br \/>\nFaaliyet Konusu: Sigorta \u0130\u015flemleri<\/p>\n<p>Politikan\u0131n Orijinali Sayfa 3 \/ 30<\/p>\n<p>1. S\u00fcr\u00fcm 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcAG]<\/p>\n<p>Bu QR kodu ile poli\u00e7enizin ge\u00e7erlili\u011fini teyit edebilirsiniz. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>8.<\/p>\n<p>9. 10.<\/p>\n<p>11.<\/p>\n<p>Sigorta kapsam\u0131na girmeyen ki\u015filerin teminattan yararlanmas\u0131 veya aile sigortal\u0131lar\u0131n\u0131n sa\u011fl\u0131k gider belgelerinin ba\u015fka sigortal\u0131lar ad\u0131na d\u00fczenlenmesi gibi k\u00f6t\u00fc niyetli fiillerin tespiti halinde, Sigortac\u0131n\u0131n teminat kapsam\u0131nda yap\u0131lan sa\u011fl\u0131k gideri \u00f6demelerini geri alma ve sigortal\u0131y\u0131 iptal etme hakk\u0131 vard\u0131r. prim iadesi yap\u0131lmadan poli\u00e7e<\/p>\n<p> p&gt;<\/p>\n<p>Poli\u00e7e, sigorta s\u00fcresi sona ermeden \u00f6nce, sigorta ettirenin ve Sigortac\u0131&#039;n\u0131n kar\u015f\u0131l\u0131kl\u0131 mutabakat\u0131 ile ve \u00d6zel \u015eartlar&#039;\u0131n \u201cPoli\u00e7enin Yenilenmesi\u201d maddesinde belirtilen \u015fartlarla yenilenebilir. Sigortac\u0131n\u0131n otomatik yenileme yapmas\u0131 durumunda poli\u00e7eler en ge\u00e7 vade tarihinde d\u00fczenlenir ve sigortac\u0131 taraf\u0131ndan vade tarihinden \u00f6nce aksi yaz\u0131l\u0131 olarak bildirilmedik\u00e7e, yenileme i\u00e7in bir \u00f6nceki poli\u00e7e d\u00f6nemindeki \u00f6deme \u015fekli ge\u00e7erli olacakt\u0131r.<\/p>\n<p>S\u00f6zle\u015fme akdedilmeden \u00f6nce sigortac\u0131 taraf\u0131ndan sorulan sorulara do\u011fru cevap verilmesi, bilinen ve gerekli t\u00fcm hususlar\u0131n bildirilmesi, eksik ve yanl\u0131\u015f bilgi verilmemesi, s\u00f6zle\u015fmenin devam\u0131 s\u00fcresince de\u011fi\u015fen durumlardan sigortac\u0131ya bilgi verilmesi gerekmektedir. ve riziko ger\u00e7ekle\u015fti\u011finde derhal sigortac\u0131ya haber vermek. Bu y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn ihlali halinde sigortac\u0131n\u0131n teklifi reddetme, s\u00f6zle\u015fme akdedilmi\u015fse s\u00f6zle\u015fmeden cayma, s\u00f6zle\u015fmeyi feshetme, ek hastal\u0131k primi alarak s\u00f6zle\u015fmeyi devam ettirme, primi art\u0131rma veya uygulama hastal\u0131k muafiyeti sakl\u0131d\u0131r. Bildirim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcn usul\u00fcne uygun olarak yerine getirilmemesi durumunda tazminat \u00f6deme s\u00fcresi uzayabilir ve tazminat\u0131 alma ya da alamama durumu ortaya \u00e7\u0131kabilir. Bilgi i\u00e7in l\u00fctfen \u00d6zel \u015eartlar\u0131n Beyan Y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcn Yerine Getirilmemesi Maddesini inceleyiniz.<\/p>\n<p>T\u00fcrk Nippon Sigorta, sigortac\u0131l\u0131k mevzuat\u0131, sigortac\u0131l\u0131kla ilgili d\u00fczenlemeler, Ki\u015fisel Verilerin Korunmas\u0131 Kanunu dahil ancak bunlarla s\u0131n\u0131rl\u0131 olmamak \u00fczere sa\u011fl\u0131k mevzuat\u0131, T\u00fcrkiye Cumhuriyeti yasal d\u00fczenlemeleri \u00e7er\u00e7evesinde. Ba\u015fbakanl\u0131k Hazine M\u00fcste\u015farl\u0131\u011f\u0131, Sa\u011fl\u0131k Sigortas\u0131 Bilgi ve G\u00f6zetim Merkezi (SBGM), T\u00fcrkiye Sigorta Birli\u011fi (T\u00fcrkiye Sigorta, Reas\u00fcrans ve Emeklilik \u015eirketleri Birli\u011fi), t\u00fcm sa\u011fl\u0131k kurum ve kurulu\u015flar\u0131, di\u011fer sigorta \u015firketleri ve Kamu Kurum ve Kurulu\u015flar\u0131 nezdinde incelenerek, Organizasyonlar, bilgi<\/p>\n<p>T\u00dcRK NIPPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130Z\u0130N S\u0130GORTA POL\u0130\u00c7EN\u0130ZD\u0130R<\/p>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Poli\u00e7e\/ Yenileme Numaras\u0131 : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nEk No: 0 S\u00fcre<br \/>\nAcente Kodu\/Unvan\u0131: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERASYON A.\u015e.<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<ol start=\"4\">\n<li>\n<p>Sigortal\u0131\/Sigortal\u0131n\u0131n bilgilendirilebilmesi i\u00e7in adres bilgilerine ek olarak ilgili poli\u00e7ede yer alan sigortal\u0131lardan en az birinin ve sigortal\u0131lardan birinin cep telefonu veya e-posta adresinin g\u00f6nderilmesi gerekmektedir.<\/p>\n<\/li>\n<li>\n<p>Sigorta priminin tamam\u0131n\u0131n veya taksitli \u00f6demelerde primin ilk taksitinin poli\u00e7enin tesliminde \u00f6denmesi gerekir. Prim veya pe\u015finat\u0131n tamam\u0131n\u0131n \u00f6denmemesi halinde, poli\u00e7e teslim edilse dahi Sigortac\u0131n\u0131n sorumlulu\u011fu ba\u015flamaz. Eksiksiz olarak \u00f6denmesi gereken ilk taksit veya primin zaman\u0131nda \u00f6denmemesi halinde, sigortac\u0131 \u00f6demeyi yapmamak kayd\u0131yla \u00fc\u00e7 ay i\u00e7inde s\u00f6zle\u015fmeden cayabilir. Bu d\u00f6nem s\u00f6z vermekle ba\u015flar. A\u015fa\u011f\u0131daki primlerden herhangi birinin zaman\u0131nda \u00f6denmemesi halinde Sigortac\u0131, sigorta ettirene 10 g\u00fcnl\u00fck s\u00fcre vererek borcunu yerine getirmesi konusunda uyar\u0131r, aksi halde s\u00fcre sonunda s\u00f6zle\u015fme feshedilmi\u015f say\u0131l\u0131r. Bu s\u00fcre sonunda bor\u00e7 \u00f6denmezse sigorta s\u00f6zle\u015fmesi sona erer. Sigorta ettirenin temerr\u00fcd\u00fc nedeniyle sigortac\u0131n\u0131n T\u00fcrk Bor\u00e7lar Kanunu&#039;ndan do\u011fan di\u011fer haklar\u0131 sakl\u0131d\u0131r. Bir sigorta s\u00fcresi i\u00e7inde sigorta ettirene iki ihtar g\u00f6nderilmi\u015fse, sigortac\u0131 sigorta s\u00fcresi sonunda ge\u00e7erli olmak \u00fczere s\u00f6zle\u015fmeyi feshedebilir. Sigorta priminin taksitli olarak \u00f6denmesine karar verildi\u011fi hallerde, tazminata veya \u00f6denecek bedele ili\u015fkin primlerin tamam\u0131 riziko ger\u00e7ekle\u015fti\u011finde muaccel hale gelir.\n<\/li>\n<li>\n<p>Prim \u00f6demeleriniz i\u00e7in (pe\u015fin veya taksitli) \u00f6deme belgesi almay\u0131 unutmay\u0131n\u0131z.<\/p>\n<\/li>\n<\/ol>\n<p>7. \u0130ptalin yap\u0131labilmesi i\u00e7in sigorta ettirenin haz\u0131rlad\u0131\u011f\u0131 imza ve g\u00fcncel tarihi i\u00e7eren iptal beyan\u0131n\u0131n a\u015fa\u011f\u0131daki \u015fartlarla birlikte sigortac\u0131ya ula\u015ft\u0131r\u0131lmas\u0131 gerekir. \u0130ptal talebi \u00fczerine \u015firketin hak etmedi\u011fi prim, \u00d6zel \u015eartlar&#039;\u0131n \u201cSigorta S\u00f6zle\u015fmesinin Sona Erme Esaslar\u0131\u201d ba\u015fl\u0131kl\u0131 13. maddesi uyar\u0131nca iade edilir.<\/p>\n<p>\u00b7 \u00b7 \u00b7<\/p>\n<p>\u00b7 \u00b7<\/p>\n<p>\u0130kamet izni s\u00fcresini kapsayan yeni bir \u00f6zel sa\u011fl\u0131k sigortas\u0131 s\u00f6zle\u015fmesi sigorta \u015firketine ibraz edildi\u011finde,<\/p>\n<p>Oturma izni iptalinde,<\/p>\n<p>5510 say\u0131l\u0131 Sosyal Sigortalar ve Genel Sa\u011fl\u0131k Sigortas\u0131 Kanunu uyar\u0131nca Genel Sa\u011fl\u0131k Sigortas\u0131 kapsam\u0131na al\u0131nd\u0131\u011f\u0131n\u0131 g\u00f6steren belgenin ibraz\u0131 \u00fczerine,<\/p>\n<p>\u00dclkeden ayr\u0131l\u0131\u015f tarihini g\u00f6steren gerekli belgeler,<br \/>\nVefat halinde gerekli evraklar\u0131n sigorta \u015firketine g\u00f6nderilmesi gerekmektedir.<\/p>\n<p>Politikan\u0131n Orijinali Sayfa 4 \/ 30<\/p>\n<p>1. S\u00fcr\u00fcm 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcAG]<\/p>\n<p>Bu QR kodu ile poli\u00e7enizin ge\u00e7erlili\u011fini teyit edebilirsiniz. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>T\u00dcRK NIPPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130Z\u0130N S\u0130GORTA POL\u0130\u00c7EN\u0130ZD\u0130R<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<p>Sigorta kapsam\u0131na girecek veya girecek olan ki\u015filerin, risk de\u011ferlendirmesi yapabilmeleri ve tazminat ba\u015fvurular\u0131n\u0131 ilgili belgeleri imzalayarak sonu\u00e7land\u0131rabilmeleri i\u00e7in Sigorta Bilgi ve G\u00f6zetim Merkezi&#039;nden (SBGM) sa\u011fl\u0131k bilgilerini, sigorta kay\u0131tlar\u0131n\u0131 ve di\u011fer bilgileri alabilmeleri, SGK, Sa\u011fl\u0131k Bakanl\u0131\u011f\u0131, sa\u011fl\u0131k kurum ve kurulu\u015flar\u0131 ile sigorta \u015firketlerinden al\u0131nmas\u0131na ve s\u00f6z konusu bilgi ve kay\u0131tlar\u0131n SBGM, sigorta \u015firketleri ve ilgili mevzuatta yetkili merciler ile payla\u015f\u0131lmas\u0131na muvafakat etmi\u015f say\u0131l\u0131r.<\/p>\n<p>12. Sigorta \u015eirketi, poli\u00e7enin yenilenmesi durumunda s\u00fcresi dolan poli\u00e7enin \u00d6denen Tazminat \/ Net Prim Oran\u0131na bakarak poli\u00e7enin primine yeni d\u00f6nem i\u00e7in ek prim uygulayabilecektir.<\/p>\n<p>13. T\u00fcrk Nippon Sigorta, anla\u015fmal\u0131 sa\u011fl\u0131k kurulu\u015flar\u0131n\u0131 de\u011fi\u015ftirme hakk\u0131na sahiptir. \u00dcr\u00fcnlere \u00f6zel mevcut anla\u015fmal\u0131 sa\u011fl\u0131k kurulu\u015flar\u0131m\u0131z bilgi ama\u00e7l\u0131 www.turknippon.com adresinde mevcuttur.<\/p>\n<p>14. Anla\u015fmal\u0131 Sa\u011fl\u0131k Kurulu\u015flar\u0131nda yatarak tedavi yap\u0131labilmesi i\u00e7in en az 48 saat \u00f6ncesinden Provizyon Merkezinden onay al\u0131nmas\u0131 gerekmektedir.<\/p>\n<ol start=\"2\">\n<li>\n<p>Sa\u011fl\u0131k Sigortas\u0131 Poli\u00e7esi kapsam\u0131nda, Sigortac\u0131 taraf\u0131ndan aksi yaz\u0131l\u0131 olarak kabul edilmedik\u00e7e, sadece poli\u00e7enin ge\u00e7erli oldu\u011fu s\u00fcre i\u00e7inde T\u00fcrkiye Cumhuriyeti s\u0131n\u0131rlar\u0131 i\u00e7inde ikamet eden yabanc\u0131 uyruklu ki\u015filer sigortaya kabul edilir. Oturma izni ba\u015fvurusunda bulunanlar T\u00fcrkiye&#039;de yerle\u015fik kabul edilir. T\u00fcrk vatanda\u015flar\u0131 bu \u00fcr\u00fcn kapsam\u0131nda sigortalanamaz.<\/p>\n<\/li>\n<li>\n<p>Bu sigorta ile Sigortal\u0131\/Sigortal\u0131 taraf\u0131ndan talep edilen ve onaylanan Sa\u011fl\u0131k Sigortas\u0131 Paketinde belirtilen teminatlar sa\u011flan\u0131r. Do\u011fum tarihi itibariyle 15 g\u00fcn\u00fc doldurmu\u015f bebekler ve 65 ya\u015f alt\u0131 ki\u015filer sigortalanabilir.<\/p>\n<\/li>\n<li>\n<p>Sigortal\u0131n\u0131n ya\u015f\u0131, sigorta poli\u00e7esinin ba\u015flang\u0131\u00e7 y\u0131l\u0131ndan sigortal\u0131n\u0131n do\u011fum y\u0131l\u0131n\u0131n \u00e7\u0131kar\u0131lmas\u0131yla bulunur. Poli\u00e7ede aksi belirtilmedik\u00e7e ayn\u0131 poli\u00e7eye sadece \u00e7ekirdek aile dahil edilebilir. \u00c7ekirdek aile; anne, baba ve\/veya bekar (25 ya\u015f alt\u0131) \u00e7ocuklardan\/evlat edinilenlerden olu\u015fmaktad\u0131r.<\/p>\n<\/li>\n<li>\n<p>Primler, sigortal\u0131n\u0131n ya\u015f\u0131, cinsiyeti, ikamet adresi, \u00fcr\u00fcn teminat\u0131, Sa\u011fl\u0131k Hizmet Tarifesinde yap\u0131lan de\u011fi\u015fiklikler gibi kriterler \u00e7er\u00e7evesinde belirlenir. Sigortac\u0131 Tarife Primini, portf\u00f6y\u00fcn genel performans\u0131n\u0131 ve her bir risk profilini, sa\u011fl\u0131k enflasyonunu ve \u00fclkedeki di\u011fer genel ekonomik de\u011fi\u015fiklikleri dikkate alarak periyodik olarak g\u00fcnceller. Sigortac\u0131, yenileme d\u00f6nemlerinden itibaren indirim ve\/veya ek prim oranlar\u0131nda ve kriterlerinde makul de\u011fi\u015fiklikler yapma hakk\u0131n\u0131 sakl\u0131 tutar.<\/p>\n<\/li>\n<\/ol>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Poli\u00e7e\/ Yenileme Numaras\u0131 : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nEk No: 0 S\u00fcre<br \/>\nAcente Kodu\/Unvan\u0131: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERASYON A.\u015e.<\/p>\n<p>ve\/veya belge vermeye ve payla\u015fmaya yetkilidir.<\/p>\n<p>C. GENEL B\u0130LG\u0130LER<\/p>\n<p>1. Sa\u011fl\u0131\u011f\u0131m Sende Sa\u011fl\u0131k Sigortas\u0131 poli\u00e7esi, Yabanc\u0131lar ve Uluslararas\u0131 Koruma Kanunu gere\u011fince sadece k\u0131sa d\u00f6nem ikamet izni ba\u015fvurular\u0131nda talep edilen \u00f6zel sa\u011fl\u0131k sigortas\u0131 olup, sigortal\u0131n\u0131n masraflar\u0131 poli\u00e7enin \u00f6zel \u015fartlar\u0131 dahilinde kar\u015f\u0131lan\u0131r. \u015eirketimizin Sa\u011fl\u0131\u011f\u0131 Sizsiniz Sa\u011fl\u0131k Sigortas\u0131, Anla\u015fmal\u0131 Sa\u011fl\u0131k Kurumlar\u0131 ve Anla\u015fmas\u0131z Sa\u011fl\u0131k Kurumlar\u0131nda ge\u00e7erli olacakt\u0131r. Anla\u015fmal\u0131 Kurum ve Anla\u015fmas\u0131z Kurum limitleri de poli\u00e7ede belirtilmi\u015ftir.<\/p>\n<p>6. Kesintisiz Bireysel Yenileme poli\u00e7elerinde ek primler a\u015fa\u011f\u0131daki \u015fartlara g\u00f6re verilmektedir. Sigortal\u0131n\u0131n poli\u00e7e d\u00f6nemindeki \u201cTazminat\u201d\/\u201dSa\u011fl\u0131k Net Primi\u201d (T\/P) Oran\u0131 dikkate al\u0131narak hesaplan\u0131r.<\/p>\n<p>Poli\u00e7e yenilendikten sonra bir \u00f6nceki poli\u00e7e d\u00f6nemi i\u00e7in yap\u0131lacak tazminat \u00f6demelerinin sigortal\u0131n\u0131n tazminat\/sa\u011fl\u0131k net prim oran\u0131n\u0131 de\u011fi\u015ftirerek yenilenen poli\u00e7enin primini art\u0131rmas\u0131 halinde, Sigortac\u0131 olu\u015facak fark primini sigortal\u0131dan talep eder. sigortal\u0131 zeyilname ile veya tahakkuk edecek fark prim tutar\u0131n\u0131 tazminat tutar\u0131ndan d\u00fc\u015fme hakk\u0131na sahiptir. .<\/p>\n<p>7. Teminat d\u0131\u015f\u0131 durumlar i\u00e7in Sa\u011fl\u0131k Sigortas\u0131 \u00d6zel \u015eartlar\u0131 ve Genel \u015eartlar\u0131nda belirtilen hallere ba\u015fvurunuz. Beyan edilse bile teminat kapsam\u0131 d\u0131\u015f\u0131nda kalan durumlar poli\u00e7e kapsam\u0131na girmez. Sigortac\u0131da De\u011fi\u015fiklikler &quot;Teminat D\u0131\u015f\u0131&quot;<\/p>\n<p>yapabilir.<\/p>\n<p>Politikan\u0131n Orijinali Sayfa 5 \/ 30<\/p>\n<p>1. S\u00fcr\u00fcm 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcAG]<\/p>\n<p>Bu QR kodu ile poli\u00e7enizin ge\u00e7erlili\u011fini teyit edebilirsiniz. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>T\u00dcRK NIPPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130Z\u0130N S\u0130GORTA POL\u0130\u00c7EN\u0130ZD\u0130R<\/p>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Poli\u00e7e\/ Yenileme Numaras\u0131 : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nEk No: 0 S\u00fcre<br \/>\nAcente Kodu\/Unvan\u0131: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERASYON A.\u015e.<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<p>8. Sa\u011fl\u0131k giderlerinden sonra (triyaj\/acil durumlarda k\u0131rm\u0131z\u0131 alan hari\u00e7) sonraki bekleme s\u00fcrelerinin tamamlanmas\u0131 kayd\u0131yla, ilk doktor muayenesi hari\u00e7 olmak \u00fczere a\u015fa\u011f\u0131da say\u0131lan hastal\u0131klara ili\u015fkin t\u00fcm tedaviler ve komplikasyonlar sigorta kapsam\u0131ndad\u0131r. ayakta ve yatarak tedavilere ili\u015fkin teminatlar sigorta kapsam\u0131na dahildir.<\/p>\n<ol>\n<li>\n<p>Kesintisiz olarak ayn\u0131 tarihte arka arkaya d\u00fczenlenen poli\u00e7eler, oturma izni s\u00fcresince otomatik yenilenen poli\u00e7eler, ayn\u0131 sigorta \u015firketinden vade tarihinden itibaren kesintisiz ba\u015flang\u0131\u00e7 ile yenilenen poli\u00e7eler ve yeni d\u00fczenlenen poli\u00e7elerin bekleme s\u00fcreleri ayn\u0131 sigorta \u015firketi ile ilk s\u00f6zle\u015fme tarihi. Bu tarih itibariyle sadece ilk s\u00f6zle\u015fme i\u00e7in ge\u00e7erlidir.<\/p>\n<\/li>\n<li>\n<p>Bu \u00fcr\u00fcn i\u00e7in bekleme s\u00fcreleri; Ayakta tedavi teminat\u0131 i\u00e7in poli\u00e7e s\u00fcresinin yar\u0131s\u0131, yatarak tedavi teminat\u0131 i\u00e7in poli\u00e7e s\u00fcresinin yar\u0131s\u0131<\/p>\n<\/li>\n<\/ol>\n<p>zaman\u0131n yakla\u015f\u0131k d\u00f6rtte \u00fc\u00e7\u00fc. Poli\u00e7e s\u00fcresi 1 veya 2 y\u0131l olarak tercih edilebilir.<\/p>\n<p>Poli\u00e7e ba\u015flang\u0131\u00e7 tarihinden \u00f6nce var olan hastal\u0131klar (bildirilmemi\u015f veya hen\u00fcz te\u015fhis edilmemi\u015f olsa bile bildirilmemi\u015f \u015fikayetlere ili\u015fkin t\u00fcm sa\u011fl\u0131k giderleri) ve poli\u00e7ede istisna olarak belirtilen t\u00fcm hastal\u0131klar, bekleme s\u00fcresi sona ermi\u015f olsa bile teminat kapsam\u0131 d\u0131\u015f\u0131ndad\u0131r. .<\/p>\n<p> \/p&gt;<\/p>\n<ul>\n<li>\n<p>\u00b7 Her t\u00fcrl\u00fc f\u0131t\u0131k, (g\u00f6bek, kas\u0131k, mide, omurga, bel f\u0131t\u0131\u011f\u0131, boyun f\u0131t\u0131\u011f\u0131 vb.),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Anorektal hastal\u0131klar (hemoroid, fiss\u00fcr, fist\u00fcl, sfinkterotomi, pilonidal sin\u00fcs, perianal apse ve Bartholin apsesi\/kisti,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Rahim, rahim a\u011fz\u0131, yumurtal\u0131k ve tuba hastal\u0131klar\u0131 (yumurtal\u0131k kistleri, miyomlar, endometriozis vb.),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Orta kulak iltihab\u0131, kulak zar\u0131 ameliyat\u0131 ve t\u00fcp tak\u0131lmas\u0131, i\u015fitme ameliyatlar\u0131 (timpanoplasti, stapedektomi),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Katarakt, glokom ve retina hastal\u0131klar\u0131 vb.),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Eklem ve ba\u011f hastal\u0131klar\u0131 (k\u0131k\u0131rdak, sinovyal ve ba\u011f lezyonlar\u0131, koksartroz, omuz, dirsek, ayak bile\u011fi, diz,<\/p>\n<\/li>\n<\/ul>\n<p>menisk\u00fcs, kal\u00e7a eklemi vb.),<\/p>\n<ul>\n<li>\n<p>\u00b7 T\u00fcm romatolojik ve otoimm\u00fcn hastal\u0131klar, (multipl skleroz, SLE,(Lupus)<\/p>\n<\/li>\n<li>\n<p>\u00b7 Sarkoidoz tan\u0131 ve tedavi giderleri,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Meme hastal\u0131klar\u0131,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Bademcik, geniz eti hastal\u0131klar\u0131 ve burun polipleri, sin\u00fczit ve kranial sin\u00fcs hastal\u0131klar\u0131,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Tiroid bezi, paratiroid bezi hastal\u0131klar\u0131 ve guatr,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Omurga ve disk hastal\u0131klar\u0131 (omurga ve omurlararas\u0131 disk hastal\u0131klar\u0131),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Safra kesesi, safra ta\u015flar\u0131 ve safra yollar\u0131 hastal\u0131klar\u0131,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Kaza sonucu olanlar hari\u00e7 pankreas ve dalak hastal\u0131klar\u0131,<\/p>\n<\/li>\n<li>\n<p>\u00b7 \u00dcriner sistem hastal\u0131klar\u0131 (b\u00f6brek, \u00fcreter, mesane, \u00fcretra, idrar yolu hastal\u0131klar\u0131 ve ESWL, diyaliz ile ilgili sa\u011fl\u0131k)<\/p>\n<\/li>\n<\/ul>\n<p>masraflar),<\/p>\n<ul>\n<li>\n<p>\u00b7 Karaci\u011fer hastal\u0131klar\u0131, (Siroz, hidatik kist vb.),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Stres inkontinans, kistorektosel, rahim sarkmas\u0131 ve kad\u0131n \u00fcreme organlar\u0131n\u0131n deformasyonu sonucu<\/p>\n<\/li>\n<\/ul>\n<p>Yap\u0131lacak her t\u00fcrl\u00fc sa\u011fl\u0131k harcamalar\u0131,<\/p>\n<ul>\n<li>\n<p>\u00b7 Prostat bezi hastal\u0131klar\u0131 (TUR dahil),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Tetik parmak, tuzak n\u00f6ropatiler, karpal t\u00fcnel sendromu,<\/p>\n<\/li>\n<li>\n<p>\u00b7 Her t\u00fcrl\u00fc kronik hastal\u0131\u011f\u0131 (hipertansiyon, KOAH, \u015feker hastal\u0131\u011f\u0131 vb.),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Kardiyovask\u00fcler sistem hastal\u0131klar\u0131 (koroner by-pass, anjiyografi, anjiyoplasti, anevrizma, kalp kapa\u011f\u0131 ve kalp pili),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Her t\u00fcrl\u00fc varis, ven\u00f6z yetmezlik<\/p>\n<\/li>\n<li>\n<p>\u00b7 Mide ve yemek borusu hastal\u0131klar\u0131 (gastrit, \u00fclser, gastro\u00f6zofageal refl\u00fc vb.), ince ve kal\u0131n ba\u011f\u0131rsak hastal\u0131klar\u0131, G\u0130S<\/p>\n<\/li>\n<\/ul>\n<p>Kanama, divertik\u00fcl ile ilgili bozukluklar,<\/p>\n<ul>\n<li>\n<p>\u00b7 Her t\u00fcrl\u00fc organ yetmezli\u011fi, organ nakli te\u015fhis ve tedavi giderleri,<\/p>\n<\/li>\n<li>\n<p>\u00b7 T\u00fcm endoskopik ve giri\u015fimsel-invaziv tan\u0131sal i\u015flemler (ERCP, laparoskopik, artroskopik vb. i\u015flemler),<\/p>\n<\/li>\n<li>\n<p>\u00b7 Her t\u00fcrl\u00fc kitle, lezyon (t\u00fcm\u00f6r, lipom, si\u011fil, si\u011fil, nev\u00fcs, polip, nod\u00fcl vb.), kist (higroma, ganglionlar, deri, deri alt\u0131,<\/p>\n<\/li>\n<\/ul>\n<p>b\u00f6brek, vajinal vb.)<\/p>\n<ul>\n<li>\n<p>\u00b7 Her t\u00fcrl\u00fc kanser tedavisi (kemoterapi, radyoterapi, imm\u00fcnoterapi ve di\u011fer giderler)<\/p>\n<\/li>\n<li>\n<p>\u00b7 N\u00f6rolojik hastal\u0131klar<\/p>\n<\/li>\n<\/ul>\n<p>Politikan\u0131n Orijinali Sayfa 6 \/ 30<\/p>\n<p>1. S\u00fcr\u00fcm 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcAG]<\/p>\n<p>Bu QR kodu ile poli\u00e7enizin ge\u00e7erlili\u011fini teyit edebilirsiniz. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>T\u00dcRK NIPPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130Z\u0130N S\u0130GORTA POL\u0130\u00c7EN\u0130ZD\u0130R<\/p>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Poli\u00e7e\/ Yenileme Numaras\u0131 : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nEk No: 0 S\u00fcre<br \/>\nAcente Kodu\/Unvan\u0131: 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERASYON A.\u015e.<\/p>\n<p>K\u0131rm\u0131z\u0131 Alan: Hayat\u0131 tehdit eden ve h\u0131zl\u0131 agresif yakla\u015f\u0131m ve acil e\u015f zamanl\u0131 de\u011ferlendirme ve tedavi gerektiren durumlar. Bu durumlarda hasta bekletilmeden k\u0131rm\u0131z\u0131 b\u00f6lgeye al\u0131n\u0131r. Ayr\u0131ca 10 dakika i\u00e7erisinde de\u011ferlendirilmesi ve tedavi edilmesi gereken hayati tehlike olu\u015fturan durumlard\u0131r.<\/p>\n<p>Acil durum:<br \/>\n\u201cAcil\u201d olarak tan\u0131mlanan ve D\u00fcnya Sa\u011fl\u0131k \u00d6rg\u00fct\u00fc (WHO) taraf\u0131ndan tan\u0131mlanan durumlar a\u015fa\u011f\u0131daki gibidir.<\/p>\n<p>\u00b7 Suda bo\u011fulma<br \/>\n\u00b7 Tecav\u00fcz<br \/>\n\u00b7 Y\u00fcksekten d\u00fc\u015fme<br \/>\n\u00b7 Ciddi i\u015f kazalar\u0131, uzuv kesilmeleri<br \/>\n\u00b7 Elektrik \u015foku<br \/>\n\u00b7 Donma, donma<br \/>\n\u00b7 S\u0131cak \u00e7arpmas\u0131<br \/>\n\u00b7 Ciddi yan\u0131klar<br \/>\n\u00b7 Ciddi g\u00f6z yaralanmalar\u0131<br \/>\n\u00b7 Zehirlenmeler<br \/>\n\u00b7 Anafilaktik \u015fok<br \/>\n\u00b7 Omurga ve alt \u2013 \u00fcst ekstremite k\u0131r\u0131klar\u0131<br \/>\n\u00b7 Kalp krizi, hipertansiyon ataklar\u0131 (sigorta ba\u015flang\u0131\u00e7 tarihinden sonra meydana gelenler) \u00b7 Akut solunum problemleri<br \/>\n\u00b7 Bilin\u00e7 kayb\u0131na neden olan her t\u00fcrl\u00fc organik bozukluk<br \/>\n\u00b7 Ani fel\u00e7<br \/>\n\u00b7 \u015eiddetli genel durum bozuklu\u011fu<br \/>\n\u00b7 Y\u00fcksek ate\u015f (39.5\u00b0C ve \u00fczeri)<br \/>\n\u00b7 Diyabetik ve \u00fcremik koma<br \/>\nK\u00f6t\u00fc genel durumun e\u015flik etti\u011fi diyaliz hastal\u0131\u011f\u0131<br \/>\n\u00b7 Akut kar\u0131n<br \/>\n\u00b7 Akut masif kanamalar<br \/>\n\u00b7 Menenjit (beyni \u00e7evreleyen zarlar\u0131n iltihaplanmas\u0131)<br \/>\n\u00b7 Renal kolik<\/p>\n<p>9. Bu \u00fcr\u00fcnden ba\u015fka bir sa\u011fl\u0131k \u00fcr\u00fcn\u00fcne veya ba\u015fka bir sa\u011fl\u0131k \u00fcr\u00fcn\u00fcnden bu \u00fcr\u00fcne ge\u00e7i\u015fte herhangi bir hak devri yap\u0131lmaz.<\/p>\n<p>\u00b7 K\u00fc\u00e7\u00fck dilin y\u00fcksekli\u011fi<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<p>10. Polisin iptal olmas\u0131 veya sigortal\u0131n\u0131n polisin \u00e7\u0131kmas\u0131 durumunda, Sigortac\u0131&#039;n\u0131n sigortal\u0131ya gitme taahh\u00fcd\u00fcn\u00fc son bulur. \u0130ptal i\u015flemi i\u00e7in a\u015fa\u011f\u0131daki ko\u015fullar\u0131n sa\u011flanm\u0131\u015f olmas\u0131 halinde, sigorta ettiren taraf\u0131ndan d\u00fczenlenen ve i\u00e7erdi\u011fi imza, g\u00fcncel tarih bulunan iptal beyan\u0131n\u0131n sigortac\u0131ya ula\u015ft\u0131r\u0131lmas\u0131 gerekmektedir.<\/p>\n<p>\u2022 \u2022 \u2022<\/p>\n<p>\u2022<\/p>\n<p>\u0130kamet izin belgesi kapsam\u0131 yeni bir \u00f6zel sa\u011fl\u0131k sigortas\u0131 s\u00f6zle\u015fmesinin \u015firketi ibraz\u0131nda,<\/p>\n<p>\u0130kamet izninin iptalinde,<\/p>\n<p>5510 say\u0131l\u0131 Sosyal sigorta ve Genel Sa\u011fl\u0131k sigortas\u0131 Kanunu gere\u011fince Genel Sa\u011fl\u0131k Sigortas\u0131 kapsam\u0131na dahil olundu\u011funu g\u00f6sterir belge ibraz\u0131nda,<\/p>\n<p>\u00dclkeden \u00e7\u0131k\u0131\u015f s\u00fcresini g\u00f6sterir gerekli belgelerin iletilmesi halinde,<\/p>\n<p>\u2022<br \/>\nBu ko\u015fullar\u0131n sa\u011flanmas\u0131 halinde iptal talepler de\u011ferlendirmeye al\u0131n\u0131r.<\/p>\n<p>Vefat halinde,<\/p>\n<p>11. Aksi par\u00e7alarca kararla\u015ft\u0131r\u0131lmad\u0131\u011f\u0131 s\u00fcrece sigorta poli\u00e7esi s\u00fcresi 1 y\u0131ld\u0131r. Bu \u00fcr\u00fcnde \u00d6m\u00fcr Boyu Yenileme Garantisi Bulunamaz. Sigorta, polise ba\u015flama ve sona erme tarihleri olarak yaz\u0131lanlar, aksi kararla\u015ft\u0131r\u0131lmad\u0131k\u00e7a, T\u00fcrkiye saati ile \u00f6\u011flen saat 12.00&#039;de ba\u015flar ve \u00f6\u011flen saat 12.00&#039;de sona erer. Yenilemeye ili\u015fkin sigortac\u0131n\u0131n, risk de\u011ferlendirmesi yapma ve poli\u00e7eyi yenileyip<\/p>\n<p>Polisenin Asl\u0131d\u0131r Sayfa 7 \/ 30<\/p>\n<p>1. Bas\u0131m 20094001 \/ \/<\/p>\n<p>[MQAwADQAMAA2ADUAMQA0ADcA\u011e]<\/p>\n<p>Bu QR kodu ile polisinizin do\u011frulunu teyit edebilir. Poli\u00e7e bilgilerinizi kontrol etmek ve onaylamak i\u00e7in bu qr kodunu kullanabilirsiniz.<\/p>\n<p>T\u00dcRK N\u0130PPON S\u0130GORTA SA\u011eLI\u011eIM S\u0130ZDE S\u0130GORTA POL\u0130\u00c7ES\u0130<\/p>\n<p>\u00dcr\u00fcn Kodu : 908 Ba\u015flang\u0131\u00e7 Tarihi Polis\/ Yenileme No : 104065147 \/ 0 Biti\u015f Tarihi<br \/>\nZeyil No : 0 S\u00fcre<br \/>\nAcente Kod\/\u00dcnvan : 20094 \/ \u00d6ZSER NEO S\u0130GORTA BROKERL\u0130\u011e\u0130 A.\u015e.<\/p>\n<p>: 21\/01\/2022 : 21\/01\/2023 : 365 G\u00fcn<\/p>\n<p>yenileme hakk\u0131 sakl\u0131 kalma kayd\u0131 ile anla\u015fma ve \u00d6zel \u015eartlar&#039;daki belirtilen ko\u015fullardan varl\u0131\u011f\u0131 halinde sigorta poli\u00e7esi yans\u0131mas\u0131ca kararla\u015ft\u0131r\u0131lmad\u0131\u011f\u0131 s\u00fcrece 1 y\u0131l s\u00fcre ile sona erer. Yenilemenin en ge\u00e7 \u00f6nceki polisin biti\u015f tarihinde yap\u0131lmas\u0131 zorunludur. Aksi durumdaki Sigortac\u0131&#039;n\u0131n, yeni polis tanzim edilene kadar ge\u00e7en s\u00fcrede olu\u015fan riskleri teminat alt\u0131na alma hakk\u0131 sakl\u0131d\u0131r.<\/p>\n<ol start=\"12\">\n<li>\n<p>Sigortal\u0131n\u0131n, hastal\u0131k sonucunun \u00e7al\u0131\u015famamas\u0131 nedeniyle elde edemedi\u011fi kazan\u00e7lar i\u00e7in g\u00fcnl\u00fck i\u015f g\u00f6rememe ve sigortal\u0131, bak\u0131m ihtiyac\u0131 duyarsa ortaya \u00e7\u0131karsa, bak\u0131m nedeniyle do\u011fan giderler veya genellikle bak\u0131m paras\u0131n\u0131n kar\u015f\u0131lanmas\u0131na y\u00f6nelik sair giderler i\u00e7in polis\u00e7ede garantisi olmayacakt\u0131r.<\/p>\n<\/li>\n<li>\n<p>Taraflar\u0131n, sigorta genel h\u00fck\u00fcmleri ek olarak, kanuna ve sigortal\u0131 aleyhine gitmek \u00fczere \u00f6zel \u015fart kararla\u015ft\u0131rabilme hakk\u0131 vard\u0131r.<\/p>\n<\/li>\n<\/ol>\n<p>D. TEM\u0130NATLAR<\/p>\n<ol>\n<li>\n<p>Bu sigorta, polis teminat\u0131 olarak belirtilmi\u015f olanlar\u0131, yine poliste belirtilen a\u011f, teminat, limit, \u00f6deme y\u00fcz<\/p>","protected":false},"excerpt":{"rendered":"<p>COVERAGE OF FOREIGN HEALTH INSURANCE &nbsp; &nbsp; &nbsp; (*) Contracted  [&#8230;]<\/p>","protected":false},"author":1,"featured_media":21868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[410,507],"tags":[374,364,370,375,442,412,432,414,417,411,415,423,439,434,430,437,425,429,431,436,433,438,422,413,416,360,376,355,361,365,369,368,362,366,356,451,359,371,358,467,367,363,357,372,373,427,426,421,468,428,424,440,435,441],"class_list":["post-21051","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","category-health","tag-apply-for-turkish-residence-permit","tag-apply-for-turkish-residence-permit-online","tag-apply-for-turkish-residency","tag-documents-needed-for-turkish-residence-permit","tag-getting-work-permit-in-turkey","tag-hsbc-turkey-open-an-account","tag-independent-work-permit-turkey","tag-open-a-turkish-bank-account-online","tag-open-account-ziraat-bank","tag-open-bank-account-turkey","tag-open-bank-account-turkey-non-resident","tag-renewing-residence-permit-turkey","tag-self-employed-visa-turkey","tag-turkey-work-permit-for-indian","tag-turkey-work-permit-for-pakistani","tag-turkey-work-permit-processing-time","tag-turkey-work-permit-requirements","tag-turkey-work-permit-visa","tag-turkey-work-permit-visa-for-bangladeshi","tag-turkey-work-permit-visa-for-indian","tag-turkey-work-permit-visa-for-pakistani","tag-turkey-work-permit-visa-for-pakistani-2021","tag-turkey-work-visa","tag-turkish-bank-account-for-foreigners","tag-turkish-online-bank-account","tag-turkish-permanent-residence","tag-turkish-permit","tag-turkish-residence-permit","tag-turkish-residence-permit-application","tag-turkish-residence-permit-application-form","tag-turkish-residence-permit-appointment","tag-turkish-residence-permit-appointment-online","tag-turkish-residence-permit-cost","tag-turkish-residence-permit-new-rules-2020","tag-turkish-residence-permit-new-rules-2021","tag-turkish-residence-permit-new-rules-2022","tag-turkish-residence-permit-renewal","tag-turkish-residence-permit-renewal-2020","tag-turkish-residence-permit-renewal-2021","tag-turkish-residence-permit-renewal-2022","tag-turkish-residence-permit-requirements","tag-turkish-residence-permit-tracking","tag-turkish-residency","tag-turkish-residency-application","tag-turkish-tourist-residence-permit","tag-work-permit-application-turkey","tag-work-permit-in-turkey-2021","tag-work-permit-turkey","tag-work-permit-turkey-2019","tag-work-permit-turkey-2020","tag-work-permit-turkey-2021","tag-work-permit-turkey-2022","tag-work-permit-visa-for-turkey-from-pakistan","tag-work-visa-in-turkey-requirements"],"acf":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/simplytr.net\/wp-content\/uploads\/2022\/12\/how-can-i-benefit-from-foreign-health-insurance_21051.png?fit=800%2C600&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/posts\/21051","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/comments?post=21051"}],"version-history":[{"count":0,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/posts\/21051\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/media\/21868"}],"wp:attachment":[{"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/media?parent=21051"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/categories?post=21051"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/simplytr.net\/tr\/wp-json\/wp\/v2\/tags?post=21051"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}