Property Purchase Costs Turkey: 2025 – Easy Guide with Simple Examples

1. What You Need to Know

If you want to buy a home or apartment in Turkey, you should know how much it really costs. This guide will help you understand property purchase costs Turkey in a simple way. You’ll see what taxes, fees, and other costs you might pay. This way, you can plan better.

Most people think the price they see is the full cost. But that’s not true. There are some other costs like tax, lawyer, and agency fees. Being ready for these helps you avoid problems later.

 

2. Main Things You Pay When Buying Property

Here are the most common things you pay:

• Title Deed (Tapu) Tax – This is 4% of the house price. Usually, the buyer and seller share it, so you might pay 2%.
• Real Estate Agent Fee – This is 3% of the house price. Some agents include it, some don’t.
• Translation and Notary – If you don’t speak Turkish, you need help with papers. This costs about $300–$500.
• Lawyer Fee – You don’t have to get a lawyer, but it’s better if you do. This can cost $1,000 to $1,500.
• Earthquake Insurance (DASK) – This is required for all homes. It usually costs $100–$200 per year.
• Valuation Report – This shows how much the home is worth. It costs about $250–$400.

3. How VAT Tax on Property Works

The VAT (tax) you pay depends on the size of the home and when the building permit was given.

VAT Exemption

If you are a foreign buyer, you may be eligible for VAT exemption on your first property purchase in Turkey. To qualify, the purchase must be made with foreign currency, the buyer must not have lived in Turkey for the last six months before the sale, and the property must not be sold for at least one year. If these rules are met, you can save a significant amount by not paying VAT at all.

A. For Homes with Permit Before April 1, 2022:

• Smaller than 150 m² – Tax is 1% or 20%, depending on where the house is.
• Bigger than 150 m² – Tax is 20%.

B. For Homes with Permit After April 1, 2022:

• Up to 150 m² – Tax is 10%.
• Above 150 m² – First 150 m² is 10%, the rest is 20%.

Construction Permit Date	Property Size	Applicable VAT Rate
Before April 1, 2022	Up to 150 m²	1% or 20%, depending on the property’s location and specific criteria.
	Above 150 m²	20%
On or After April 1, 2022	Up to 150 m²	10%
	Above 150 m²	10% for the first 150 m², 20% for the portion exceeding 150 m²

C. Urban Transformation Homes:

• Up to 150 m² – Tax is 0%.
• Above 150 m² – First 150 m² is 1%, rest is 20%.

D. Foreign Buyers:

If you are a foreigner, you might pay 0% VAT if:

• It’s your first property in Turkey.
• You pay in foreign currency.
• You don’t sell it for 12 months.

E. Other Tax-Free Cases:

• If you buy from a REIT (Real Estate Investment Trust), you don’t pay VAT or Tapu tax.
• In urban transformation areas, you may not pay Tapu or notary fees either.

Image Alt Text: Property Purchase Costs Turkey – new VAT rules made simple

4. Special Discounts and Benefits

Here are some smart ways to pay less:

• REIT Projects – No VAT or Tapu fees. They’re safe because the government checks them.
• Urban Renewal Projects – Homes in risky areas that get rebuilt. You don’t pay many fees, like Tapu or notary. Sometimes even VAT is free.
• 核心须知 – 开发商可能承担您的产权税或法律费用。
• 公民身份套餐 – 部分公司提供含所有费用的全包方案。

5. 其他可能产生的费用

除主要成本外，还需注意：

• 年度房产税 – 约为房产价值的0.2%。
• 月度物业管理费（Aidat） – 用于泳池、健身房等公共设施。约30–200土耳其里拉。
• 公用设施开通费 – 水电燃气总费用约200–400土耳其里拉。

Image Alt Text: 土耳其房产购置成本——含Aidat及税费等附加项

6. 简易案例

假设您在伊斯坦布尔购买120平方米公寓（总价200,000土耳其里拉）：

案例1 – 普通买家（征收1%增值税）

• 产权税：4,000土耳其里拉
• 中介费：6,000土耳其里拉
• 增值税：2,000土耳其里拉
• 律师费：1,200土耳其里拉（可选）
• 公证费+地震险：500土耳其里拉
• 房产评估：300土耳其里拉（如需）

ਕੁੱਲ: $14,000

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案例2 – 首套房外籍买家（增值税减免）

• 产权税：4,000土耳其里拉
• 中介费：6,000土耳其里拉
• 增值税：0土耳其里拉
• 律师费：1,200土耳其里拉（可选）
• 公证费+地震险：500土耳其里拉
• 房产评估：300土耳其里拉（如需）

ਕੁੱਲ: $12,000

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案例3 – 通过房地产投资信托购买

• 产权税：0土耳其里拉
• 中介费：6,000土耳其里拉
• 增值税：0土耳其里拉
• 律师费：1,200土耳其里拉（可选）
• 公证费+地震险：500土耳其里拉

ਕੁੱਲ: $7,700

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案例4 – 城市更新房产（免税）

• 产权税：0土耳其里拉
• 中介费：6,000土耳其里拉
• 增值税：0土耳其里拉
• 律师费：1,200土耳其里拉（可选）
• 公证费+地震险：500土耳其里拉

ਕੁੱਲ总费用：约7,700土耳其里拉

7. 总结

在土耳其购房的实际成本远超标价，必须全面了解税费。合理规划可显著节省开支。

购房前请确认：

• 我是否符合增值税减免条件？
• 是否需要缴纳产权税？
• 还有哪些预期外费用？

通过周密筹划， property purchase costs Turkey 实际支出可能低于预期。